# Truck Payments, Lease-Purchase & Your DTI

> How lenders count your truck note or lease-purchase payment when you apply for a mortgage, and how owner-operators keep it from wrecking their DTI.

Canonical: https://truckermortgages.com/blog/truck-payment-debt-to-income-mortgage/
Author: Apurva Sanghavi
Published: 2026-10-05T12:00:00.000Z
Tags: Credit & DTI