# Per Diem and Your Mortgage: Truck Driver Guide

> Per diem lowers your taxes but can shrink the income a lender sees. Here's how per diem affects truck driver mortgage approval and how to plan around it.

Canonical: https://truckermortgages.com/blog/per-diem-and-your-mortgage-truck-drivers/
Author: Apurva Sanghavi
Published: 2026-10-05T12:00:00.000Z
Tags: Qualifying