# Owner-Operator Home Loans Without Tax Returns

> Owner-operators can buy a home without submitting tax returns. Learn the bank statement, 1099, and P&L options that fit trucking income.

Canonical: https://truckermortgages.com/blog/home-loan-without-tax-returns-truck-drivers/
Author: Apurva Sanghavi
Published: 2026-10-05T12:00:00.000Z
Tags: Qualifying